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Serving Jacksonville, St. Augustine & Palm Coast

Explore Our Financing Options for Plumbing, HVAC, and Electrical Services

At David Gray, we understand the importance of flexible financing options for your home improvement projects. Whether you require plumbing, electrical or HVAC upgrades, we offer tailored financing solutions to suit your needs.

How it Works

A safe, comfortable and up-to-date home isn’t just a pipe dream! It’s easier than ever to qualify for your project — no matter its size. We designed a streamlined loan application process for simplicity and efficiency, allowing you to review your options, apply, and finalize your financing quickly.

  • Pre-Qualify: Enjoy a simple and swift pre-qualification process with no impact on your credit.
  • Select: Choose from personalized financing solutions tailored to your needs.
  • Submit:  Complete your application, and Ally will swiftly conduct an instant credit check.
  • E-Sign: Electronically sign your documents and receive immediate confirmation via email.

We're here to make your financing experience as seamless as possible. Get started today and take the first step towards achieving your home improvement goals.

Loan Options for Home Repairs & Home Improvement Projects

Through our partners, David Gray offers competitive interest rates and flexible repayment terms on home improvement financing to ensure that you can complete your projects without breaking the bank. Plus, with easy online applications, getting approved is quick and convenient.

With our partnerships with Ally, Greensky, and Wells Fargo, financing your project is easier than ever. You can also choose to work with your own bank if you prefer.

However, with our partnered companies, we've negotiated specific terms to make financing hassle-free.

Ally offers a 12-month, 0% interest financing plan for those who qualify
At Greensky, you can also explore their 0% interest for 18 months for qualified buyers.

Available Financing Options

  • HVAC Financing
  • Electrical Financing
  • Plumbing Financing
  • Generator Financing

Generator Installation Financing JEA Residential Rebates

Unlock significant savings with exclusive resident rebates offered by JEA, designed to help you save money today and over time by reducing your utility costs.

As a homeowner, you have the opportunity to capitalize on these valuable rebates to enhance the affordability of your home improvement projects. Whether you're embarking on small upgrades or tackling larger renovations, JEA provides a range of generous rebates tailored to both electric and water customers.

These rebates empower you to make smart investments in your home's plumbing, electrical, HVAC systems, and more, while enjoying immediate cost savings and long-term efficiency benefits.

David Gray Guaranteed

In addition to financing options, all of our services come with David Gray-specific warranties for added peace of mind.

From plumbing repairs to HVAC installations, we stand behind our work with comprehensive warranties to ensure your satisfaction.

Repairs (including drain cleaning)

1 Year Parts
90 Days Labor
(Sewer & drain: foreign objects found in drain voids warranty).

Water heaters:

1 Year Non-Tank Parts
6 Years on Tank (may be extended for additional cost) 
90 Days Labor


10 Years Parts & Labor (PEX piping) 
3 Years Parts & Labor (CPVC piping)


3 Years Parts
1 Year Labor

AC Units

10 Year Parts
3 Year Labor 
Extended labor warranty available through third-party for additional costs: 5, 10 or 12 years.

Apply Now

Click the button below to start your loan application process for your electrical, plumbing, heating, or cooling needs. 

Don’t Miss Out on These Savings!

  • Generator Promotion Generac Home Standby Generator

    As low as $3.39/day or no payments for 12 months.

  • FREE Smart Thermostat With New Cooling System Purchase
  • $95 Main Line Drain Clearing

    Free Camera Inspection Included

  • 5% OFF Military & Senior Citizen Discount

    5% off any service for active military and senior citizens. Call for Details. Restrictions apply.

  • Up To $3,200 Off Select New Cooling Systems

    up to $2000 in federal tax credits + manufacturer rebates + local utility rebates

  • Free Surge Protector ($400-600 Value)

    FREE Whole-home surge protector with generator or panel replacement.

Contact David Gray

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  • Over 40 Years of Service
    Mr. Gray, native to Jacksonville, raised his family while continuing to grow his company. We have recently joined forces with Southern Home Services and are proud to offer the same family-focused service and attention to our customers.
  • Offering Maintenance Plans
    Take the guesswork out of servicing your home's major systems. We provide monthly appointment reminders, discounts, annual and biannual system tune-ups, and much more. Contact David Gray to join the Comfort Club today!
  • All-Encompassing Home Service
    We are proud to offer a full line of Electrical, Plumbing, and Heating & Air services. From ensuring your home's temperature stays ideal, to electrical home automation, to updating bathroom plumbing, our team has you covered!
  • Special Offers & Financing
    We provide seasonal promotions to fit your home's needs year-round, and partner with the finest financing providers in the business to ensure that you are able to stay comfortable without breaking the bank. Explore our incentives today!